Do you have a budget for yourself to follow each month? If not, do you know how much you spend on food, car insurance, your home insurance, your phone, cable, or gasoline? My guess is that most of us could not quote the exact expense of each of these categories every month. You might write this off and just say, “Well nobody does!” This is simply not true, and by ignoring your re-occurring expenses you may be ignoring potential savings for this month, and for the entire year.
First, Make Your Budget
In order to get an accurate assessment of what your expenses are each month, you first need to take a guess at it – meaning, start a budget and write it down on paper. Throughout the month, you will basically find out how wrong you are, which is absolutely fine. Making mistakes is the best way to learn!
Continue reading Make a Grand This Month with Your Savings
Many people who are looking to make a grand per month are also very good with their money, in part because they have to be. Some who have a tight financial budget, whether that be through choice, through underemployment or due to debt repayment, often stretch their dollars by becoming savvy shoppers.
Some of the most successful blogs are those that teach others how to use coupons to buy items for free or nearly free as well as how to stretch dollars to make each one go further.
If you’re a coupon guru, you may be able to make a grand per month teaching others how to stretch their money and get by on less.
Amy Dacyczyn, the original Frugal Zealot, made a fortune in the 90s with her newsletter and then books that taught others to be frugal during the recession. Now, in the Internet age, hundreds of women
Continue reading Make a Grand Per Month Teaching Other People to Save Money
The New Year is always a time of reflection for the year gone by and a time to make plans for the upcoming year. These plans may be financial in nature or may take health improvement into consideration. Since this blog is devoted to making extra cash through part-time efforts, I would like to focus on the financial resolutions and goals that you might have for 2013.
What Are Your Goals?
First, you should define your goals for the upcoming year. Do you want to pay off debt or save for retirement or maybe save for a vacation? How much extra would you like to make? Would you like to make $1000 per month extra or will less be enough to achieve your goals?
Once you decide where you would like to go, you need to decide how to get there.
Look at your skills that could be
Continue reading Any Grand Plans for the New Year?
The following post is authored by Derek from Life and My Finances.
Do you have any idea what an extra $1,000 could do for you? This extra income could change your life dramatically! Believe me, I have experienced what it was like before and what it’s like now, and the extra thousand bucks has definitely made my life a lot easier.
What Can $1,000 Buy?
You are surviving on your current income, right? So if you made another $1,000 every month, this could really be used to buy anything!
buy a cottage on the lake (in addition to your house) buy a brand new BMW or Mercedes (with payments of course) go on a huge shopping spree at the mall sponsor 30 children in Haiti go golfing every day
Now, I wouldn’t suggest doing most of these things (they just aren’t financially wise), but I just wanted you
Continue reading How $1,000 a Month Could Change Your Life