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What Happens When Your Grand Per Month Dries Up?

At the beginning of May, I got an email that went something like this: “Google has noticed some irregular activity on your site and believes that you are posting unnatural links. For this reason, your Page Rank has been downgraded until you correct the issue.” This is not the email you want to see when you are enjoying your morning coffee (or ever for that matter). I knew this wasn’t going to be good, but I wasn’t really prepared for what this meant for my monthly income.

Blogging Income

Ever since 2011, I have proven that earning $1,000 per month was possible with a simple blog. In fact, for a brief moment back in 2012, I was fortunate enough to earn an additional $3,000 or $4,000 by working an additional 20 hours per week. It was fantastic!

Now, after this terrible email from Google, my income has basically dried up

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Earn a Grand Per Month In Your Retirement

At this moment, my dad is retired and my mom will be retiring in the next 20 days. They have some money stashed away in their retirement account, but if they happen to live for another 20 years, their money will almost certainly be long gone.

Since I live and breathe finance, my dad started asking me questions about what they should do with the money that they do have. “Will the stock market crash soon? Should I put my investments in something other than stocks and bonds? What is a good hedge investment that will allow me to keep my money over the next 20+ years?” These are all great questions, but to be honest, nobody can answer them with 100% certainty (not even me!).

My Best Advice For My Dad and Mom

While my mom and dad were hoping that I had the magic answer of what they

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Earn a Grand Per Month by Investing in Real Estate

What if you could invest in real estate and earn an additional $1,000 a month without investing any additional money? That’s right, what I am about to teach you is how to take absolutely no extra money out of your bank account to purchase a multiplex and earn cash flow that you never had before. This isn’t a hoax, but it isn’t all that simple either. Plus, you will definitely have to change your lifestyle.

How to Buy That Multiplex

I have been thinking about this for some time now, but have not yet pulled the trigger on it. I am not a big fan of debt (that is the understatement of the century by the way – I despise debt), so I have been aggressively paying down my mortgage loan on my house. Since I knew that I wanted to get rid of my debt as soon as possible,

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Passive Income vs. Earned Income

Have you ever heard the phrase, “If you can make a thousand dollars, then you can make a million”? Does this phrase make any sense to you? For a long time, I thought it made sense to me, but I didn’t really grasp the concept. This is the whole notion between earned income and passive income.

Earned Income

This is the type of income that we are all most accustomed to. We head to our place of employment, we clock in for eight hours, and then we leave. We are paid based on the time we put in, regardless of the results we achieve. Sure, some of us are paid more than others, but if we didn’t show up to work for a month, there’s no doubt that the paychecks would stop coming in.

Passive Income

This type of income is a little hazy for most of us. We’ve heard

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Investing Your Extra Grand Per Month

After making an extra grand per month for awhile, you may find that you have paid off all your debts and have established accounts for larger ticket items like an emergency fund, retirement or college savings, or automobile replacement. But you may find that you still have some money left over in the budget and want to begin investing. The question is: where to start?

Three Questions to Ask Yourself

First, start off by asking about your risk tolerance. Do you have plenty of other funds and can afford to lose some? Would the thought of losing money keep you awake at night? These types of questions can point you toward certain investments. Less risky investments such as CD’s or balanced mutual funds might be appropriate as you near retirement. On the other hand you might want to speculate in commodities or forex.

Risk can sometimes be a manifestation of

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