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Home Loan Do’s and Don’ts

Purchasing a home can be an exciting process, but it is important to avoid making rushed decisions. Instead, keep these do’s and don’ts in mind when shopping for a home and mortgage to make your purchase go a lot more smoothly and to plan.

Do Learn About Different Types of Mortgages

There are a lot of different types of mortgages out there, so you shouldn’t just settle for the first thing that your lender offers you. Instead, learn more about variable rate, fixed, split and other types of mortgages and the advantages and disadvantages of each. Being properly informed and taking your time in making your decision will help you choose the right mortgage for your purchase.

Don’t Just Talk to One Bank

If you have a personal relationship with a certain bank or have just gotten approved for a mortgage, you might be tempted to sign up for a

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Getting a Loan to Start a Money Making Business

This site is about making extra money and providing you with ideas for doing just that. Some of the ideas require little or no capital at all such as cleaning houses or working as a virtual assistant. Others require lots of capital such as investing in stocks that pay dividends.

But what if you have a business idea that requires some start-up money, but you don’t have the funds? My daughter started an Etsy store and needed to rely on the bank of Dad for the initial $200 to get some jewelry making supplies.

I have the opportunity to purchase a business myself that could end up generating well over $1000 in extra income each month for just a few hours per week of managerial work which clearly fits into the premise of this site, but I am going to have to borrow much of the money in order to

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Credit Rating: How It Works and How You Can Improve It

Your credit rating is what determines if your loan or insurance application gets approved. You may wonder how some people get applications approved so fast on the Internet. Online card providers have access to your financial history which indicates your reference score. Improve your standing before applying for financing to get instant approval.

Your score is generated by a mathematical formula that is based on our spending and paying habits. These include our payments for utilities, credit cards, rent and mobile phones. The way you pay your other loans will also affect your ranking. Although this may seem unimportant to you, your creditors will base your ability to repay loans on your financial history.

You can get your new loan or insurance application approved faster by maintaining good standing. You will also be given lower interest rates if your score is high. This can be beneficial for you whether you

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What’s Your Motivation?

What is your motivation to make an extra grand per month? What would you do with an extra $1000 each and every month? The amount of desire and need that you have for the money could very well determine your ability to succeed.

Are you struggling to make ends meet in this lousy economy and depend upon payday loans for the necessities of life? Are you like me and want to pay off some debt using the extra money that you make so you can get some breathing room? Are you able to get by but unable to save for retirement like 49% of Americans? Or do you simply want a little more money to enjoy life?

Identify Your Reason for Making More Money

If you are reading this site regularly, then you are probably looking for ideas on making extra money which we provide every Monday. But knowing

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