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If You Want to Stay Rich, You Need to Think Cheaper

Do you know anyone that got a pretty decent promotion and almost immediately increased their standard of living? They most likely went out and bought themselves a fancy new car (to fit the role of their fancy new job) and maybe even moved into a larger executive home as well. Instead of shopping at a discount grocery store, they begin to buy their food at the more upscale store down the street. Everything just seems to become bigger and better, so what do you think happens to their overall cash flow? Most of the time their cash flow (the money that they have left after the bills are paid) goes unchanged or even goes down a little! If you want to stay rich, you need to think cheaper.

Think Cheap, Yet Effective

When I was 20 years old, my goal was to increase my discretionary income to $500 a month

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