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Home Loan Do’s and Don’ts

Purchasing a home can be an exciting process, but it is important to avoid making rushed decisions. Instead, keep these do’s and don’ts in mind when shopping for a home and mortgage to make your purchase go a lot more smoothly and to plan.

Do Learn About Different Types of Mortgages

There are a lot of different types of mortgages out there, so you shouldn’t just settle for the first thing that your lender offers you. Instead, learn more about variable rate, fixed, split and other types of mortgages and the advantages and disadvantages of each. Being properly informed and taking your time in making your decision will help you choose the right mortgage for your purchase.

Don’t Just Talk to One Bank

If you have a personal relationship with a certain bank or have just gotten approved for a mortgage, you might be tempted to sign up for a

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Does Your Side Business Need Insurance?

We have been looking at various ways to make extra money, some of which could develop into full-time businesses such as cutting grass or cleaning houses. Both of these services could lead to enough business such that you would have to hire employees. You are also working at various locations and on the property of many clients. One way to protect yourself and your personal assets is to form a limited liability corporation, but the other is to make sure that you have the proper insurance coverage.

Being a business owner is a huge responsibility. There are a lot of obligations that you must take care of when owning a business. One of these is making sure you obtain and maintain proper insurance coverage. There are many types of business insurance. This variety helps businesses get just the right coverage they need without being overinsured or underinsured. Two types of

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