>
Prosper.com, finance, financial, investing, lending, borrowing, banking, credit card, payday, borrowers, lenders, debt consolidation, Prosper, investment, personal loans, personal loan, investors, investment opportunities, debt consolidation, refinancing

Join Pinterest to Grow Your Side Gig

If you’re an entrepreneur whose started your own gig or would like to (which I’m assuming you are because you’re reading this blog!), one medium you can’t ignore is Pinterest.  Pinterest has more power to engage your customers than Facebook or Twitter!

I know, you may have put off joining Pinterest because you think it’s just a place for women to go to waste time.  (I actually had an artist friend tell me that when I tried to convince her to join Pinterest to advertise her drawings and paintings of Great Danes.)  If that’s what you think, you’re missing out on a great opportunity to grow your business exponentially.

We’re all visual people, and an eye catching photo can lead people, hundreds of people, from Pinterest to your website, increasing your traffic and your sales.  Whether you’re a blogger, freelance writer, crafter, or anything else in between, joining Pinterest and

Continue reading Join Pinterest to Grow Your Side Gig

Investing Your Extra Grand Per Month

After making an extra grand per month for awhile, you may find that you have paid off all your debts and have established accounts for larger ticket items like an emergency fund, retirement or college savings, or automobile replacement.  But you may find that you still have some money left over in the budget and want to begin investing.  The question is: where to start?

Three Questions to Ask Yourself

First, start off by asking about your risk tolerance.  Do you have plenty of other funds and can afford to lose some?  Would the thought of losing money keep you awake at night?  These types of questions can point you toward certain investments.  Less risky investments such as CD’s or balanced mutual funds might be appropriate as you near retirement.  On the other hand you might want to speculate in commodities or forex.

Risk can sometimes be a manifestation of

Continue reading Investing Your Extra Grand Per Month

First Timers Guide for Contractors

Leaving full time or permanent employment can be a daunting prospect, especially if you’re reinventing yourself as a contractor. There are many elements of contracting that are attractive, especially in a double dip recession where thousands of job cuts are being made. The key is to be flexible, and to have lots of work lined up in the coming months to keep you employed.

Work might be short at the beginning, however one you establish yourself in the contracting industry in your specific field, you’ll have a lot more access to freelance opportunities. Let’s take a look at some of the frequently asked questions by first time contractors.

Can I Take Holiday During A Contract?

If you’re in a contract and you want to take a holiday, then this is perfectly acceptable. Many clients that take on contractors will manage outsourcers’ holiday time just like normal employees, however you must

Continue reading First Timers Guide for Contractors

4 Ways to Market on a Shoestring Budget

We’ve all heard the saying, “You have to spend money to make money,” but if you’re looking to make a grand per month to pay down debt or even just meet your monthly bills, spending money to make money is impossible.

Unfortunately, in what seems to be a catch-22, if you are just starting a new business, you need to find a way to advertise and get the word out about your business, which usually involves spending money.

I say usually because marketing yourself and your business doesn’t have to cost anything.

Kelly Lester, the work at home mom behind EasyLunchboxes has grown her business from an idea to a business that will make $1 million in gross sales this year, just three short years after she launched.

Surprisingly, while she markets frequently, she doesn’t spend money to do so.  In short, her advertising budget is $0.

Kelly Lester’s Marketing

Continue reading 4 Ways to Market on a Shoestring Budget

Getting a Loan to Start a Money Making Business

This site is about making extra money and providing you with ideas for doing just that.  Some of the ideas require little or no capital at all such as cleaning houses or working as a virtual assistant.  Others require lots of capital such as investing in stocks that pay dividends.

But what if you have a business idea that requires some start-up money, but you don’t have the funds?  My daughter started an Etsy store and needed to rely on the bank of Dad for the initial $200 to get some jewelry making supplies.

I have the opportunity to purchase a business myself that could end up generating well over $1000 in extra income each month for just a  few hours per week of managerial work which clearly fits into the premise of this site, but I am going to have to borrow much of the money in order to

Continue reading Getting a Loan to Start a Money Making Business