At the beginning of May, I got an email that went something like this: “Google has noticed some irregular activity on your site and believes that you are posting unnatural links. For this reason, your Page Rank has been downgraded until you correct the issue.” This is not the email you want to see when you are enjoying your morning coffee (or ever for that matter). I knew this wasn’t going to be good, but I wasn’t really prepared for what this meant for my monthly income.
Ever since 2011, I have proven that earning $1,000 per month was possible with a simple blog. In fact, for a brief moment back in 2012, I was fortunate enough to earn an additional $3,000 or $4,000 by working an additional 20 hours per week. It was fantastic!
Now, after this terrible email from Google, my income has basically dried up
Continue reading What Happens When Your Grand Per Month Dries Up?
Have you set your goals for the 2014 season? Perhaps more importantly, have you set your goals for the next 5 years or 10 years? If you are young, you should even have goals for the next 40 years. Sure, many of them will be altered by the time you reach that marker in time, but the very fact that you have a conscientious goal written down somewhere will make it much more likely that you’ll accomplish something of importance in life, rather than just living from one day to the next.
Aim High, Don’t Worry About Missing
I set goals for myself all the time. I have found that it is the best way to get things done – otherwise I may get into the typical habit of putting it off for tomorrow. You must know people like that. When you ask them when they plan on doing something,
Continue reading Set Your Goals High
I graduated with my Business degree in Finance back in 2008. At approximately this same time, my friend asked me if I have ever listened to Dave Ramsey, a personal finance teacher that preached the message of ‘Cash is King’ and ‘Debt is for Dummies’. With a chip on my shoulder, I responded, “I do agree with some of his teaching, but to avoid debt entirely? That’s simply just dumb. After all, debt is a tool and can be used to earn money without shelling out your own.”
I thought I was so smart, but in actuality I was just money hungry. Debt is hardly ever a good idea for a personal account since we are not rapidly growing our assets through business ventures and products that are creating a buzz in retail. Nope. Most of personal finance has one main inflow of money that needs to be budgeted in
Continue reading Earning a Grand Per Month is Way Easier to Do Without Debt
When I first started working at my new job last year, I met a co-worker that was disgusted at the fact that companies buy all of their products on credit and don’t pay for anything with cash until long after the product is actually received. I distinctly remember him asking rhetorically, “Why can’t companies just buy their products with cash? Why does everyone in this world need to go into debt to buy stuff? Why can’t we all just live within our means?”
Now, a year later, the story has changed. After getting his first taste of luxury with his 2008 Audi A4 (which was purchased with a loan by the way), he is now salivating for a bigger house. Instead of being content with his $120,000 condo in a great part of town, he has begun to set his sights on a $300,000 brick home with more bedrooms than
Continue reading Learn to Save, Not Just Make More Money
The average cost of college for a “four year public college comes in at just under $14,000. The average annual tuition for a two-year public school is $7,000″ (Huffington Post).
Years ago, students could work part-time while in college and full-time during the summers and cover the cost of their college tuition and graduate debt free. Not so today. If your child works a part-time job for 15 hours a week during the school year for 32 weeks at $8 an hour, she’ll earn $3,840. Add in working full-time for 14 weeks during the summer, and she has an extra $4,480, giving her a grand total BEFORE taxes of $8,320.
Clearly, your college student generally can’t make enough to cover a year’s worth of tuition and living expenses.
However, together, you may be able to make a difference.
How Your Grand Per Month Can Help
If you already work full-time
Continue reading Make a Grand Per Month to Pay for Your Child’s Education