Have you ever driven past houses and thought, “Sheesh, when are they going to paint that house? It looks terrible!” Yes, it may look terrible, but many people avoid painting their house because it is just so expensive!In fact, I have avoided painting my house for 3 years because of the quotes I have received from various painting companies. To do the exterior of my house as well as my garage, I have been quoted over $4,000 from one of the cheapest bidders.
Up until this year, I just assumed that I had to get an outside company to paint my house, but you know what? Painting the exterior of a house is not all that difficult. You just need to power wash the dirt off, wait for it to dry, and then set up a really long ladder (for my house at least – it’s a 2 story) and
Continue reading Make a Grand Per Month Painting Houses
It is certainly an awesome thing to make an extra grand per month. I set up a website over three years ago and earned many thousands of dollars over the years. This has allowed me to pay off large debts, purchase a home (and renovate it), and has now allowed me to start putting tons of money into my savings account (at a faster rate than I ever thought possible)! When you start earning your grand per month, you will begin to understand the power of this extra cash. BUT…not to be a downer or anything, but the government still deserves their tax money on your earnings, and it is best to plan for this in advance.
If you are a contracted employee or are making some money on the side, you are likely not getting taxed on your earnings up front. I strongly urge you to only consider half
Continue reading Don’t Forget About Those Taxes
Have you set your goals for the 2014 season? Perhaps more importantly, have you set your goals for the next 5 years or 10 years? If you are young, you should even have goals for the next 40 years. Sure, many of them will be altered by the time you reach that marker in time, but the very fact that you have a conscientious goal written down somewhere will make it much more likely that you’ll accomplish something of importance in life, rather than just living from one day to the next.
Aim High, Don’t Worry About Missing
I set goals for myself all the time. I have found that it is the best way to get things done – otherwise I may get into the typical habit of putting it off for tomorrow. You must know people like that. When you ask them when they plan on doing something,
Continue reading Set Your Goals High
Do you have a budget for yourself to follow each month? If not, do you know how much you spend on food, car insurance, your home insurance, your phone, cable, or gasoline? My guess is that most of us could not quote the exact expense of each of these categories every month. You might write this off and just say, “Well nobody does!” This is simply not true, and by ignoring your re-occurring expenses you may be ignoring potential savings for this month, and for the entire year.
First, Make Your Budget
In order to get an accurate assessment of what your expenses are each month, you first need to take a guess at it – meaning, start a budget and write it down on paper. Throughout the month, you will basically find out how wrong you are, which is absolutely fine. Making mistakes is the best way to learn!
Continue reading Make a Grand This Month with Your Savings
I actually ask this question of myself quite often, “Should I be focusing on saving money or should I be spending my time acquiring a greater income?” Ideally, we should all be doing a bit of both, but which one should be our main focus?
I have to admit that I have been sucked into the show, “Extreme Cheapskates” lately. Some of these people have a reason to be extremely cheap, but like the title says, they most definitely take it to the extreme! These people are heading off on their bicycle and searching for coins in gum ball machines and pay phones, reaping a whopping $7 after an entire day’s search. This to me just isn’t worth it.
The Benefit of Saving
If you earn $2,000 per month after taxes, how much of that money could you possibly save? If you were able to find free housing,
Continue reading Should You Save or Should You Earn More Money?