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The following is a post from Melissa at Mom’s Plans
Making a grand per month can do many wonderful things for you and your family—you can save for retirement, save for your child’s college education, or use the money to become debt free. However, sometimes extra money is needed just to make your budget work.
The adage is to spend less than you earn, but what if your earnings are too small to meet your expenses? What if you are frugal, but you are in a low paying position such as a paid internship or a graduate assistantship and you just can’t make ends meet? What if you have unexpected expenses such as medical bills or an expensive car repair, and you don’t have enough money saved to pay cash?
In many cases, the option is to use credit cards, which can start the downward cycle of credit card
Continue reading Making a Grand Per Month to Stay Out of Debt
Do you have a job or profession that has special skills that can’t be easily replicated? Or that others simply might not have the time to do? In other words, is there a way for you to do some extra work on the side where you could make an extra grand per month?
I am reminded of the guy who put down the hardwood in our family room. He did the same thing for a living, but would also do some extra work on the weekends. We paid for the hardwood, and he and his dad came over on a Saturday spending about 8 hours to put it all down. Obviously, the job was professionally done, and we saved about 25% compared to what it would have cost to go through a national or regional flooring chain.
We paid him and his dad $600 for the 8 hours of labor.
Continue reading How to Make $1000 Per Month Using Your Current Skills
Last week, I mentioned that I was planning to write an ebook and that I would be making progress reports every 2nd Saturday of the month. Well, it is the second Saturday. My progress on the ebook this past week has been zilch. That being said, I really didn’t have any solid plans. But now that I am working on this report, I will be stating my progress as well as my goals for the next month.
Progress so Far
I did mention that I have a topic which I believe fills a hole in the existing knowledge base. I believe that it will solve a problem as well as address a fear that many investors have. I even have a good title, in my opinion. I have been thinking about the ebook a lot and have been writing notes mentally, but have little put down on the actual word
Continue reading First Ebook Progress Report
Millions of people have an investment ISA and it’s not hard to see why. With tax-free dividends and a good annual allowance (£11280 for the 2012/13 tax year), they offer good tax benefits and the potential to get good returns. However, it is still possible to make mistakes with your ISA that could affect your investment. This article takes a look at some mistakes to avoid making with your ISA.
Putting faith in past performers
Let us start with a caveat. In some cases, a shares ISA that performed well the previous year might perform very well the next year, too. However, you shouldn’t choose which ISA to go for based purely on the fund that had the best result in the previous year, as there is no guarantee it will do as well again this year. Instead, it makes sense to do some thorough research to determine the best
Continue reading Mistakes to Avoid with Your ISA
Have you ever wondered what it would be like to be rich? What would you buy? A new swimming pool? A tennis court? Maybe, you’d build a brand new house for your entire family to enjoy? Whatever the case, it sure is nice to think about the endless possibilities of wealth isn’t it? The real question is, are you on track to becoming wealthy, or do you have a poor person mentality?
The Defining Difference Between the Wealthy and the Poor
Do you ever notice how poor people compare themselves to one another? Sure, they might brag about the latest toy that they “bought” or the most recent vacation that they took (compliments of their credit card), but ultimately, if they really want to compare apples to apples, they try to estimate the hourly wage of the other person. Most people don’t do it intentionally, but if your friend is
Continue reading Are You On Track to be Wealthy or Poor?
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